Terms
Last updated July 2026
What ChloeSays is
A tool that helps you think about your own money. Chloe explains how money works and does the arithmetic on the numbers you give her.
What it is not
ChloeSays is not a bank, a broker, an accountant, a tax adviser, or a licensed financial adviser. Nothing in the app is financial, legal or tax advice, and no adviser-client relationship is created by using it.
Chloe does not pick investments, recommend specific stocks or funds, or manage money. She will tell you when a question needs a licensed professional.
Her answers can be wrong
Chloe's answers are only as good as the numbers you enter, and like any AI she can be confidently wrong. Prices, rates and fees found on the web can be out of date the moment they are fetched. Check anything that matters before you act on it. Decisions about your money are yours, and so are the consequences.
Fair use
There is a daily limit on questions so one person cannot exhaust the service for everyone. Do not use the app to break the law, to abuse the service, or to try to extract the underlying system.
Your account and your data
You are responsible for the email address on your account. You can delete your account and everything in it from Settings. We may suspend accounts that abuse the service.
Availability
The app is provided as it is, without warranty. It may be unavailable, features may change, and to the extent the law allows we are not liable for losses arising from using it or from being unable to use it.
Getting in touch
hey@chloesays.com